About Fintech Farm
We are a UK fintech creating successful neobanks in emerging markets in partnerships with local traditional banks. The mission is to make banking services accessible, simple and fun to use worldwide and the goal is to launch neobanks in 50+ markets, serving 100m+ customers.
Our success builds upon a best-in-class product, customer experience, emotional engagement, viral marketing and deep credit-decisioning expertise across our product suite covering credit, payments, savings and investments. One of our founders also previously co-founded a highly successful Eastern European neobank (Monobank) with 10m+ customers.
Since our foundation in 2020, we've so far launched neobanks in Azerbaijan (2021), Vietnam (2023), Kyrgyzstan (2024) and India (2025), with 2m+ customers collectively and have more markets on the near horizon!
Why Fintech Farm is a great place to be
Our ambition. We are looking to become a leading consumer digital bank brand in each market we operate, making it easy for consumers to interact with their money. You could be a part of this exciting journey.
Our culture
Customers. We always go above and beyond to provide an amazing customer experience. We serve our customers the way we would want our mom to be served. And who said that banking has to be boring? We make our apps not just easy but fun to use.
People. We have 250 employees now at Fintech Farm and we are all business partners in our company. Each of us thinks big, acts as if we own the place and never takes "no" for an answer. We work with strong individuals whom we empower and trust rather than micromanage. Common sense rather than formal policies prevails in all that we do. We always stay curious and open-minded. We embrace the 'we over me' culture.
Your role
As an accomplished Lead Payments, you will leverage your extensive experience to drive innovative product strategies and solutions, focusing on robust and scalable applications.
What You Will Be Doing:
- Conduct in-depth analysis of banking products, like QR-payments, p2p and p2m transfers, mobile and utilities payments, account funding, and savings accounts, considering customer needs and market dynamics
- Develop, refine and implement product strategies, policies, and procedures, ensuring alignment with evolving market trends and regulatory requirements
- Develop relationships, negotiate commercials and ensure seamless integrations with third-party providers (payment systems, fintech etc)
- Discuss, order and receive technical documentation (APIs, specifications, etc.) from third-party providers to hand over to the developers' team
- Create cash flow and accounting schemes for payment features, build reconciliation and settlement systems with third-party providers
- Work with cross-functional teams, including technology, marketing and finance, to ensure seamless execution and successful product launches
- Prepare management and regulatory reports to provide comprehensive insights into product performance
- Employ data-driven insights to optimise product performance, make informed recommendations on product features, pricing and terms to enhance customer satisfaction and adjust product strategies in line with market and regulatory developments
Who you are
- A proactive and results-driven individual who thrives in a fast-paced environment, capable of overcoming challenges with a positive and energetic attitude
- Strong analytical abilities and critical thinking skills, with a deep understanding of financial analysis, economics, and banking operations
- A strategic thinker with a structured approach to problem-solving, consistently seeking innovative solutions to enhance product offerings
- Excellent communication and presentation skills, enabling effective collaboration with internal teams and external stakeholders
Your Experience
- 5–7+ years of progressive experience in Product/Project management within the Banking industry and Fintech, demonstrating a track record of successful product launches
- Solid experience in launching projects on UPI payments as well as mobile, utility, and other payments
- Preferably, experience in a startup or fast-paced environment, showcasing adaptability and agility in product management
- In-depth knowledge of local and international regulations in banking and financial services
What we are offering
- Competitive salary is negotiable depending on the candidate's level
- Share options
- We are still a start-up and more benefits are on the way