Credit Risk Analyst

uz
 Uzbekistan
On-siteTashkent

For a brand-new neobank in Uzbekistan.

About Fintech Farm

We are a UK fintech creating successful neobanks in emerging markets in partnerships with local traditional banks. The mission is to make banking services accessible, simple and fun to use worldwide and the goal is to launch neobanks in 50+ markets, serving 100m+ customers.

Our success builds upon a best-in-class product, customer experience, emotional engagement, viral marketing and deep credit-decisioning expertise across our product suite covering credit, payments, savings and investments. One of our founders also previously co-founded a highly successful Eastern European neobank (Monobank) with 10m+ customers.

Since our foundation in 2020, we've so far launched neobanks in Azerbaijan (2021), Vietnam (2023), Kyrgyzstan (2024) and India (2025), with 2m+ customers collectively and have more markets on the near horizon!

Why Fintech Farm is a great place to be

Our ambition. We are looking to become a leading consumer digital bank brand in each market we operate, making it easy for consumers to interact with their money. You could be a part of this exciting journey.

Our culture

Customers. We always go above and beyond to provide an amazing customer experience. We serve our customers the way we would want our mom to be served. And who said that banking has to be boring? We make our apps not just easy but fun to use.

People. We have 250 employees now at Fintech Farm and we are all business partners in our company. Each of us thinks big, acts as if we own the place and never takes "no" for an answer. We work with strong individuals whom we empower and trust rather than micromanage. Common sense rather than formal policies prevails in all that we do. We always stay curious and open-minded. We embrace the 'we over me' culture.

Your role

You’ll be responsible for developing and scaling referral and cashback programs to drive user growth and retention.
You’ll be a key contributor in the development and optimization of our credit decision systems through business analysis, data insights, and cross-functional collaboration.

What You Will Be Doing:

  • Develop and refine credit risk system requirements
  • Decompose tasks and track delivery, incl. coordination with other teams
  • Manage hypothesis-to-launch cycles of CDS changes
  • Analyze data to find patterns and implement improvements
  • Automate credit portfolio reporting and maintain documentation

Who you are

  • Strong analytical thinker with systems-level mindset
  • Self-organized and process-oriented
  • Able to collaborate effectively with product and tech teams

Your Experience

  • Proven experience as a business analyst
  • Experience in retail risk management is a plus
  • Understanding of project management methodologies
  • Skills in PowerBI, SQL are welcomed

What we are offering

  • Competitive salary is negotiable depending on the candidate's level
  • Share options
  • We are still a start-up and more benefits are on the way
Please send your CV to this e-mail:
v.balanchuk@hamkorlab.club