15 Aug 2026

We now have four million active credit cards across our markets. India and Vietnam — our two biggest markets by potential — are still gearing up for their next big leap.

We’re also giving the customers more reasons to bank with us. We’ve expanded beyond unsecured lending to offer a full range of everyday banking services provided by our partner banks. After all, a loan may be where a banking relationship starts, but it shouldn’t be where it ends.

In our more established markets, we’re now making a bigger push into banking for small and medium-sized businesses. Over time, we expect this segment to contribute a significant share of profits across all our businesses.

We’ll celebrate, of course — but we’d better save some energy. The five-million celebration is coming up fast.